Terms of Service

Welcome to InsureYouNow. These Terms of Service ("Terms") govern your use of insureyounow.com (the "Site") and the quote-request service we provide. By using the Site, you agree to these Terms.

About InsureYouNow

InsureYouNow is an independent insurance marketing service that connects consumers with licensed insurance agents. We are not an insurance carrier and we do not issue policies. We are not affiliated with any government agency.

Eligibility

You must be at least 18 years old and a U.S. resident to request a quote. By submitting the quote form, you represent that the information you provide is accurate and that you are the authorized user of the phone number and email address provided.

Quote Requests & Agent Contact

Submitting a quote request authorizes InsureYouNow and its licensed agent partners to contact you by phone, SMS, and email regarding mortgage protection insurance and related products, including via autodialed calls and pre-recorded messages. Consent is not a condition of purchase. You may opt out at any time by replying STOP to any text message or by contacting us.

SMS Program Terms

• Program: InsureYouNow quote verification and agent follow-up
• Message frequency varies based on activity
• Message and data rates may apply
• Reply HELP for help, STOP to cancel
• Carriers are not liable for delayed or undelivered messages
• Supported carriers include all major U.S. carriers

No Insurance Advice

Information on the Site is for general informational purposes only and is not insurance, legal, tax, or financial advice. Coverage availability, terms, and pricing are determined solely by the issuing carrier and are subject to underwriting.

Acceptable Use

You agree not to use the Site to submit false information, impersonate another person, scrape content, transmit malware, or interfere with the Site's operation.

Intellectual Property

All content on the Site — including text, graphics, logos, and software — is owned by InsureYouNow or its licensors and is protected by U.S. and international copyright and trademark laws.

Disclaimers

The Site is provided "as is" and "as available" without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, and non-infringement. We do not guarantee that the Site will be uninterrupted, secure, or error-free.

Limitation of Liability

To the fullest extent permitted by law, InsureYouNow and its affiliates will not be liable for any indirect, incidental, consequential, special, or punitive damages arising out of or related to your use of the Site or any quote-related communications.

Indemnification

You agree to indemnify and hold harmless InsureYouNow from any claims, damages, or expenses arising from your violation of these Terms or your misuse of the Site.

Governing Law

These Terms are governed by the laws of the United States and the state in which InsureYouNow is organized, without regard to conflict-of-law principles.

Changes to These Terms

We may update these Terms from time to time. Continued use of the Site after changes constitutes acceptance of the revised Terms.

Contact

Questions about these Terms? Email support@insureyounow.com.